Millions of people are losing their jobs, hundreds of companies going bankrupt, banks going under in nearly every city in America. If you are serious about adding extra dollars to your bank balance then you need to look for other options rather than working a job for a guranteed salary.

You may want to create some faith in the free enterprise system and start thinking like a business person. There are lots of work at home ideas and concepts that can earn you profits and will add to your savings.

Starting the average business can be a huge investment and you may need to excellent credit in order to borrow money. However, with a computer and the Internet, you can test a few work-at-home without having investing large amounts of capital. Sometimes you can start an online business with very little money.

You can earn profits by using your own skills as a freelancer. If you have a flair for writing then you can make money by writing articles, reports, books, press releases, sales copy as well as blog posts. If you are tech savvy then you also provide programming services as well as design services. You can create business websites for small businesses as well as personal website for your friends, etc. Creating 'Myspace' sites for people is a great business idea too.

You don't have to spend your hard earned money for setting up this kind of business model. All you need to do is participate in forums and provide services for affordable prices. If your customers find your work beneficial then they will recommend your name and services to other people.

Another work at home option includes researching certain online companies that utilize affiliates for promoting their products and services. By signing up as an affiliate you can earn commissions simply by promoting certain products. There are thousands of affiliates who are highly successful promoting other company's products online.

You will find thousands of affiliate programs for almost any type of product. The only thing you need to do is drive enough people to the company's website that will generate a profit. The more potential customers you bring to the company website the more money you will earn. It really is not rock science.

You can also utilize affiliate banners and strategically place them in certain website locations. The more visitors you drive to a company's website. Those clicks must convert into earning you commissions. Thousands of people have earned steady incomes by simply selling products on eBay using their home computer.

Millions of people visit Ebay to purchase products for less money. It's like an online garage sale. You will find people selling used items and those selling brand new products - usually for less. Millions of people shop on Ebay for all types of products. They purchase items for less money - then turn around and sell the same items on Ebay for a profit. These are just a few of the tried, proven and successful methods others have already used to earn thousands of dollars online.

Let me show you hundreds of offline and online money making methods.